InkWyrm

Master Your Ledger.Guard Every Coin.

InkWyrm is zero-based budgeting: assign every dollar before the month begins, see cash flow clearly, and keep the shared plan aligned.

No ads. No selling your data. One membership includes the full product.

Product

Six tools. One set of numbers.

Update a Toll, Curse payment, or Vault contribution and related balances stay in sync across the app.

  • The Ledger

    Zero-based budgeting: every dollar of income is assigned before the month begins.

  • Treasuries

    Accounts and transactions in one register, with transfers, tags, and reconciliation.

  • Tolls

    Recurring and irregular bills with due dates, reminders, and monthly set-asides.

  • Vaults

    Savings goals with target dates and a clear monthly contribution amount.

  • Curses

    Debt payoff plans with Venom Purge, Swift Purge, or a custom order — plus projections.

  • Shared access

    Invite a partner or household members to a Ledger with view or edit permissions.

Why InkWyrm

See the month ahead.Share the same plan.

Assign income before spending begins, keep cash flow visible across the month, and share one plan with the people who need it.

About InkWyrm
  1. 01

    Cash-flow visibility

    Paydays, Tolls, debt payments, and Vault contributions laid out across the month.

  2. 02

    Numbers stay in sync

    A change in one tool updates related balances everywhere — Ledger, Treasuries, Tolls, Vaults, and Curses stay on the same numbers.

  3. 03

    Privacy controls

    Hide amounts on screen, manage sharing settings, and keep your financial data under your control.

Ready to plan the next month?

Create an account, add your accounts, and assign income before spending begins.